current as of: 1/15/2015
The 4 for $40 Challenge Official Summary & Rules
These 4 FOR $40 CHALLENGE SUMMARY & OFFICIAL RULES, last updated on December 15, 2014, are made a part of the HEALTHYWAGE SERVICES AGREEMENT by and between HealthyWage and Participant.
4 for $40 Challenge Summary
The 4 for $40 Challenge allows you to win money for losing weight - up to $160 in individual prizes (plus team prizes). All HISD employees are eligible to participate. The program is only available to HISD employees.
Participants must get verified weigh-ins to qualify for periodic prizes. The verification dates for this challenge are:
Participants must be verified during these periods in order to qualify for individual and team prizes.
Participants that miss a verified weigh-in, or fail to reach a milestone during one of these periods will not win an individual prize for that period, but will still be eligible for individual prizes in later periods.
Participants that reach their milestone will be paid after the end of each monthly verification with payments being made in March, April, May and June.
I. Your Agreement with HealthyWage
These 4 for $40 CHALLENGE RULES are made a part of the HEALTHYWAGE SERVICES AGREEMENT by and between HealtlhyWage LLC (“HealthyWage”) and you, the participant. By participating in a HealthyWage 4 for $40 Challenge, you agree to these 4 for $40 Challenge Rules and to the HealthyWage Services Agreement. Your participation in the HealthyWage 4 for $40 Challenge (as defined herein) and related programs is governed by this agreement (the “4 for $40 Challenge Rules”), together with the HealthyWage Services Agreement and any other agreements into which you've entered with HealthyWage. "We," "us," and "our" mean HealthyWage and its affiliates (including subsidiaries, etc.). "You," "Your," Participant and User mean you the participant, i.e., the party signing up for the 4 for $40 Challenge and agreeing (as a prerequisite for signing up for the 4 for $40 Challenge) to these 4 for $40 Challenge Rules. The "4 for $40 Challenge," the “Challenge,” and variations on these words all refer to the 4 for $40 Challenge described herein. You covenant and agree to abide by additional posted guidelines or rules applicable to certain content, services, or other items and information available through HealthyWage (which are hereby incorporated by reference), and to abide by any changes to the rules that HealthyWage may make from time to time.
II. Email Communication
HealthyWage uses email to communicate instructions and information about the 4 for $40 Challenge. By choosing to participate, you give your permission for HealthyWage to send occasional emails to your account during the 4 for $40 Challenge. We will never share your email address with any third party.
III. Liability Waiver
User understands that there are certain dangers inherent to any wellness program, including a weight loss plan, and User agrees to assume all risks and promises to hold harmless and not to sue HealthyWage or any of its affiliates, owners, directors, employees or partners for any claim, loss or liability that User may have arising out of the User’s use of or association with HealthyWage or the 4 for $40 Challenge. By participating, User acknowledges that he/she has permission from his/her doctor to participate and has determined, along with his/her doctor, that he/she is capable of participating in and completing the 4 for $40 Challenge without compromising User’s health.
IV. Grounds for Disqualification
You covenant and agree that HealthyWage acts as a fair referee for the 4 for $40 Challenge, and that HealthyWage is the Challenge's final arbiter and that HealthyWage has sole and exclusive discretion in applying the rules, making any necessary disqualifications and determining whether you are a winner. You covenant and agree that if you are disqualified, you will not be eligible to win any of the cash prizes, and you will not receive a refund.
All of the following are grounds for disqualification:
A. Fraudulent conduct (i.e., cheating), including but not limited to dishonest weight recording, falsification of weight verifications (yours or anyone else’s), any other action or omission on your part or on your behalf that causes your HealthyWage record or anyone else’s HealthyWage record to reflect something other than actual weight loss, or any conduct that gives you or anyone else an unfair advantage in the Challenge. The concepts of fraud, dishonesty, falsification and unfairness shall be construed broadly to include any conduct or omission that, in HealthyWage’s sole and exclusive discretion, would be considered unfair by an ordinary person.
B. Suspicious conduct (i.e., conduct that causes the appearance of impropriety), unless HealthyWage is able to rule out fraud. In other words, suspicious conduct gives rise to a rebuttable presumption that you must be disqualified, unless HealthyWage is able to determine that no fraudulent conduct transpired. Suspicious conduct includes, but is not limited to, the following: (a) getting caught in a lie with respect to weight verifications; (b) any dishonesty in communicating with HealthyWage or a verifier or another HealthyWage member or a member of the public; (c) inability on the part of HealthyWage to get a hold of any of the people that a participant claims conducted participant’s verified weigh-in/-out; (d) rapid weight gain or loss between HealthyWage challenges; (e) unusual self-reported weight data; (f) suspicious comments on social media and/or email and/or elsewhere; (g) failure to cooperate when/if HealthyWage arranges for you or your teammates to get a follow-up verified weigh-in; (h) a difference of more than three pounds between a participant's verified weight as reported by a verifier selected by the participant, on the one hand, and the same participant's verified weight as reported by a verifier selected by HealthyWage, on the other hand, as part of a follow-up verification; (i) gaming the challenge; (j) suspicion of unhealthy practices as described below; (k) in the case of a video verification, any failure to adhere perfectly the video verification rules; or (l) any other conduct that, in HealthyWage’s sole and exclusive judgment, would cause an ordinary onlooker to question the authenticity of a participant’s success.
C. Failure to cooperate with HealthyWage during the winner confirmation process, including but not limited to cooperating with an HW-ordered confirmational verified weigh-in (when one is arranged for you by HealthyWage). (HealthyWage sometimes arranges follow-up verified weigh-ins/-outs for prospective winners as confirmation of success.)
D. Unhealthy practices, including, but not limited to, deliberate weight gain (before, during, or after a HealthyWage challenge), starvation, water deprivation, unusual water consumption, self-induced vomiting, diuretics, laxatives, or any weigh loss or weight gain plan not approved by your doctor or that, in HealthyWage’s sole and exclusive discretion, would be considered unhealthy or unfair by an ordinary person.
E. Harassment of any kind. You are encouraged to support your fellow dieters and other HealthyWage members, but you covenant and agree that unwelcome emotion, physical, sexual or other abuse is absolutely forbidden. Harassment shall also include any words or actions that, in HealthyWage’s sole and exclusive discretion, would be likely to cause anyone to feel pressured to do any of the unhealthy things defined above.
F. Illegal practices of any kind.
G. Surgery during the Challenge.
H. Violation of any of the additional rules listed elsewhere in the 4 for $40 Challenge Rules or in the HealthyWage Services Agreement.
I. Violation of the Inter-Challenge Weight Change rules listed below.
V. Verified Weigh-ins
You covenant and agree that your Verified Weigh-in and Verified Weigh-out (your "verification(s)") will not count unless you comply strictly with the rules. You have two options for completing your verifications:
(A) Option One: Verification by participating HISD nurses, HISD Employee Health & Wellness clinics, HISD designated verifiers, Health Club, Health Professional or Weight Watchers. This option allows you to get your weight verified by an HISD designated verifier, participating HISD nurses, HISD Employee Health & Wellness clinics, your health club, doctor or participating Weight Watchers meeting. Your verification will not be valid if HealthyWage does not receive the verified measurements within one week after they are taken, or if HealthyWage is not able to locate your Verifier or confirm with your verification with your Verifier, or if your verifier indicates that he/she did not personally take your weight and height measurements, or if your Verifier refuses, upon HealthyWage's request, to provide a sworn statement about the verifications, or other request made by HealthyWage. Note: you will be sent a list of weigh-in locations the week of the contest start date.
(B) Option Two: Video Verification. This option allows you to get verified at home by making a private weight verification video on our website. Your verification will not be valid if you fail to follow the rules---the rules are designed to prevent fraud, so even slight deviations are grounds for disqualification. The rules are set forth on several pages rooted on your dashboard page.
VI. Challenge Dates
Your 4 for $40 Challenge begins on the date of your Verified Weigh-in (January 30th - February 13th) and ends on your final Weigh-in Date (May 15th- May 22nd).
VII. Other Conditions
You hereby agree to the following conditions, and you understand that a failure to satisfy any one or more of these conditions will mean that you are not eligible for any prize or payment:
A. Comply with all of the 4 for $40 Challenge Rules described in this document; and
B. Make your best effort to ensure that your verified weigh-ins have been measured and reported truthfully and accurately; and
C. Covenant and agree that HealthyWage has sole and exclusive discretion to determine whether you have won the 4 for $40 Challenge; and
D. Complete the self-reported (non-verified) Weekly Weigh-in every week (at least once every seven days), throughout the duration of the Challenge; and
E. If you get verified by a health club, medical professional or Weight Watchers (as opposed to video verification), then ensure that you know the identity and are confident about the reachability of your Verifier(s), and ensure that he/she/they are willing and able to provide, upon request, a sworn statement attesting to the truth and accuracy of your weigh-in. You may not be eligible for a cash prize if HealthyWage is unable to reach your Verifier(s), or if your Verifier(s) refuse to cooperate or if your Verifier(s) refuse to provide a sworn statement if one is requested; and
F. Complete a confirmational follow-up verification(s) if one or more such confirmational follow-up verifications are requested and/or arranged by HealthyWage. HealthyWage shall choose the Verifier and make all the arrangements for confirmational follow-ups, in most cases; and
G. Agree that only Users who win the Challenge will receive a cash payment, and no other User will receive any payment as part of The 4 for $40 Challenge; and
H. You must have permission from your doctor to participate, and you must be free of any health condition that would make participation unhealthy or otherwise unwise, and you and your doctor must be reasonably certain that you are capable of participating in and completing the 4 for $40 Challenge without compromising your health in any way; and
I. Not have lost weight during the Challenge by under-eating (defined as eating fewer calories each day than your doctor recommends) or by excessive exercise (defined as exercise that exceeds your doctor’s recommended amount of exercise, in terms of type, frequency or duration) or by dehydration, or by any diet, weight loss regimen or program not recommended by your doctor; and
J. Not have lost weight during the Challenge by having any kind of surgery or by having a baby (/-ies); and
VIII. Participating in more than one 4 for $40 Challenge
You may participate in subsequent 4 for $40 Challenges (after your current 4 for $40 Challenge), but only after your current 4 for $40 Challenge ends. You may not participate in more than one 4 for $40 Challenge at a time. Your subsequent participation is subject to the below Inter-Challenge Weight Change Rules.
IX. Inter-Challenge Weight Change Rules
These Inter-Challenge Weight Change Rules apply only if you have previously or are currently participating in another HealthyWage challenge.
A. Your 4 for $40 Challenge starting verified weight will be adjusted as follows:
1. Your verified starting weight must be no higher than the amount reported in any HealthyWage weight verification taken in the last three months. This prevents unhealthy weight gain between verifications.
2. Your verified starting weight must be no higher than the amount reported in any HealthyWage weight verification taken between 3 months and 12 months ago plus 1% for each full thirty days since the verification (no compounding). For example, if Bob wins the BMI Challenge on August 15 with a final verified weight of 200, and he starts a 10% Challenge the following January 1 with a verified starting weight of 212, then his verified starting weight for the 10% Challenge on January 1 would be adjusted down to 208 pounds. In other words, August 15 to January 1 is 4.5 months. Rounding down to 4 months, Bob, may count no more than 4% weight gain between August 15 and January 1. Since 4% of 200 pounds is 8 pounds, Bob's maximum starting weight for the 10% Challenge on January 1 would be 208.
B. Your 4 for $40 Challenge verified ending weight will be adjusted such that it is no lower than the amount reported in any HealthyWage weight verification taken in the previous 12 months minus 4% for each full thirty days since the last verification (no compounding). For example, if Bob wins the 4 for $40 Challenge on May 22nd with a verified ending weight of 200, and he ends a BMI Challenge the following October 1 with a verified ending weight of 180, then his verified ending weight for the BMI Challenge on October 1 will be adjusted upward to 192 pounds. In other words, August 15 to October 1 is 1.5 months. Rounding down to 1 month, Bob may count no more than 4% weight loss between August 15 and October 1. Since 4% of 200 pounds is 8 pounds, Bob's minimum ending weight for the BMI Challenge on October 1 would be 192.
In order to win the 4 for $40 Challenge, and in order to win any payment:
A. Your verified weight for each period (measured during the verification period) must be meet that period's goal weight-loss (either 4, 8, 12, or 16 pounds less than your opening verification).
B. You must not be disqualified, and you must comply strictly with all of the rules described herein and in the HealthyWage Services Agreement, and comply with all of the HealthyWage Terms and Conditions.
The 4 for $40 Challenge is available only to healthy adults (age 18 or older) in the United States, Canada, Australia and the UK. Void where prohibited.